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Buying a New Apartment: What Are the Advantages in 2025?

INVESTISSEMENT
17/06/2025 - 5 min read
Buying a New Apartment: What Are the Advantages in 2025?

The Benefits of New Property Developments

Construction in Line with Current Standards

The RE2020 environmental regulations ensure optimal energy performance for your future apartment in Levallois-Perret or Saint-Ouen. New property developments include enhanced thermal insulation and state-of-the-art equipment, significantly reducing your energy bills.

These modern constructions also provide excellent soundproofing, which is particularly appreciated near public transportation in areas like Le Kremlin-Bicêtre. The average price per square meter reflects these high-end features, making it a solid and quality rental investment.

Reduced Notary Fees for Your Purchase

Buying a new apartment allows you to benefit from significantly reduced notary fees. These fees represent only 2 to 3% of the purchase price, compared to 7 to 8% for older properties. On a €300,000 new apartment, you can save up to €15,000.

This reduction is primarily due to a lower registration fee (only 0.715% in new builds versus 5.80% in older properties). Our Optimhome advisors will help you make the most of these financial advantages and guide you toward new developments that match your budget.

Contact an Optimhome expert today to get a personalized estimate of the notary fees for your future new apartment.


How Does Buying a New Apartment Work?

The Key Stages of Your Purchase


What are the main steps in buying your new apartment in 2025? The first phase involves clearly defining your project and budget, taking into account additional costs. Your Optimhome advisor will then help you select the developments that match your criteria.

Signing the reservation contract marks the official start of your purchase. This is followed by securing financing and signing the final deed with the notary. The final step, the delivery of your new apartment, includes a detailed inspection before receiving the keys to ensure everything is up to standard.


Support from an Optimhome Advisor


Want to invest in a new development but don’t know where to begin? Optimhome advisors bring their in-depth knowledge of the local market to support you. Your dedicated advisor will analyze market opportunities with you and present a selection of properties that precisely match your needs.

Beyond property search, your Optimhome agent will guide you through the specifics of buying off-plan. They will check the developer’s reliability, review the warranties offered, and negotiate the best terms for your purchase. This technical expertise ensures a smooth buying experience.


The Best Opportunities in Île-de-France


New Residences in the Hauts-de-Seine Area


The new residential market in Hauts-de-Seine is thriving in 2025. Cities like Rueil-Malmaison and Clamart stand out with innovative developments that include generous green spaces and premium amenities.

Buyers benefit from exceptional opportunities, particularly with the upcoming Line 15 of the Grand Paris Express, which adds value to areas like Bagneux and Châtillon. Prices per square meter vary by location, offering investment options for various budgets.

To identify the best opportunities in your preferred area of Hauts-de-Seine, our Optimhome advisors offer their expertise on the local market. Schedule an appointment with your local expert to discover our curated selection of new developments.


Trusted Real Estate Developers


Choosing the right developer is a crucial step in your new apartment purchase. Optimhome advisors have built strong partnerships with the most reliable players in the industry, ensuring constructions that meet deadlines and comply with current regulations.

Our experts carefully assess each developer using strict criteria: financial strength, past project quality, customer satisfaction, and commitment to delivery. This thorough evaluation gives you peace of mind when investing in long-lasting residences.

Personalized support from your Optimhome advisor gives you access to the best opportunities from major national groups and respected regional developers, along with exclusive negotiated terms for our clients.


A Profitable Investment with Optimhome

Tax Advantages to Seize


In 2025, buying a new apartment comes with significant tax advantages. A reduced VAT rate of 5.5% in priority areas (ANRU and QPV zones) offers substantial savings on the purchase price. For example, on a €200,000 apartment (excl. VAT), you can save up to €29,000 thanks to this scheme.

The Zero Interest Loan (PTZ) has been significantly extended this year. Now available nationwide for new home purchases, it can finance up to 40% of your property cost with no interest. This valuable support adapts to your income and household size.

Another tax benefit: a two-year property tax exemption in many municipalities. Our advisors are well-versed in these incentives and will guide you to the most advantageous options based on your financial situation.


Our Expertise for Your Real Estate Project


Optimhome advisors leverage their deep knowledge of the new housing market to select the most promising developments. This on-the-ground insight allows us to identify up-and-coming areas and residences with strong asset potential.

Each project is carefully analyzed for quality – from construction materials to the future development of the neighborhood. Our network of trusted partners, built over the past 18 years, ensures optimal purchase conditions and personalized follow-up for your investment.


FAQ

How does buying a new apartment work?


The process involves several stages: reservation, financing, signing at the notary’s office, then delivery. An Optimhome advisor supports you every step of the way.

Is buying a new apartment a good idea?


Yes, it’s a secure investment with reduced fees, up-to-date standards, and attractive tax incentives.

What costs should I expect when buying a new apartment?


Expect notary fees (2 to 3%), possible banking fees, and moving-in costs.

What are the downsides of investing in a new apartment?


Delivery times can be long, and the price per square meter is often higher than in older properties.


Author

Fabrice DOBROWOLSKI, Network Development Director at Optimhome

"Benefit from my expert advice, based on many years of experience in real estate, to ensure the success of your buying or selling project."


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